Last Updated: [2025.9.10] 1. Introduction & Acceptance Welcome to Mora Funding community. These Terms and Conditions (the “Agreement”) govern your (“you,” “your,” or “Member”) access to and use of our services, which include educational content, community forums, and simulated trading challenges (collectively, the “Services”). This Agreement is a legally binding contract. You must read it carefully before using our Services. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Agreement. If you do not agree, you must not use our Services. 2. Our Nature: An Independent Community The Community is an independent, informal collective of individual traders. We are not a financial institution, broker-dealer, registered investment, advisor, or fiduciary. we do not have any legal presence. Voluntary Participation: Your cooperation and participation with the Community are entirely voluntary. There is no employment, partnership, or joint venture relationship between you and the Community. No Broker Relationship: We are fully independent and have no contractual relationship with any broker. The simulated trading platforms we provide access to are for demo purposes only. Simulated Funds: All "challenge accounts" simulated. The "funds" provided are entirely virtual and have no real-world monetary value. You are trading in a simulated environment using our proprietary capital allocation for simulation purposes only. Funded Stage: All funded phases are simulated and connected to our community funds. You are trading in a simulated environment only. Documents:the entity documents are only used for verification purposes only and by the own will of The trader, in case of any leakage by any sort of attack or stealing operations the trader has no right of objections and we are not legally responsible for the event, additionaly We solidly respect your privacy and count the responsiblity on keeping the shared documents safe with us. we do not share your documents information between any thirdparty, or any other type of organization. the shared documents will be fully erased overtime. Future Legal Entity: The Community currently operates as an unincorporated group. However, we reserve the right to establish a formal legal entity (e.g., a limited company) in the future. Upon its formation, this Agreement will be automatically assigned to that entity, which will assume all rights and obligations herein. 3. Member Representations and Warranties By using the Services, you represent and warrant that you: Are at least eighteen (18) years old and have the legal capacity to enter into this Agreement. Are participating voluntarily and of your own free will. Understand that all trading through our Services is simulated and not real. Acknowledge that any virtual funds or profits have no cash value and that you have no right to withdraw them as real currency, unless explicitly stated otherwise in a separate, written "Rewards" or "Payout" policy, which is entirely at the Community's discretion. Understand that the Community does not provide investment advice and that all trading decisions are your own. Will use the Services in compliance with all applicable laws and regulations. 4. No Financial Advice; No Fiduciary Duty THE SERVICES ARE FOR EDUCATIONAL AND SIMULATION PURPOSES ONLY. NOTHING PROVIDED BY THE COMMUNITY CONSTITUTES INVESTMENT, FINANCIAL, TAX, OR LEGAL ADVICE. No Guidance: We do not give any guidance, instructions, or recommendations on how or what to trade. Any information, charts, analysis, or discussions within the Community are solely for informational and educational purposes and reflect personal opinions, not professional advice. No Fiduciary Duty: The Community owes you no fiduciary duties. We are not acting in your best financial interest and are not responsible for your trading decisions or the profits or losses you may simulate. Sole Responsibility: You alone are solely and entirely responsible for your trading decisions and for evaluating the merits and risks of any action you take. You agree not to hold the Community liable for any possible claim of damage arising from your decisions. 5. Services and Limited License We grant you a limited, non-exclusive, non-transferable, revocable license to use our Services for their intended, non-commercial purposes. You are prohibited from: Scraping, hacking, reverse-engineering, or aggregating any part of our Services. Using our Services for any illegal or unauthorized purpose. Sharing your unique account access with others. We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice. 6. Prohibited Trading and Conduct To protect the integrity of our simulation and community, you are prohibited from engaging in any trading activity that we deem exploitative or abusive ("Prohibited Trading"). This includes, but is not limited to: Exploiting pricing errors or latency. Using third-party copy-trading or strategy-sharing services to pass challenges. Using one strategy to pass a challenge and a different one in a simulated funded account. Any activity that could create regulatory issues for our technology providers. The detection of Prohibited Trading will result in the immediate termination of your account and forfeiture of any fees paid or simulated profits earned. 7. Account Creation and Security You may need to create an account to access certain Services. You agree to provide accurate information and to keep your login credentials secure. You are responsible for all activities under your account. 8. Fees, Purchases, and Refunds Fees for challenges or other Services are listed on our website. All fees are non-refundable unless otherwise required by law, and rejection of the documents. We reserve the right to change our fees at any time. 9. Disclaimer of Warranties and Limitation of Liability YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMMUNITY, ITS MEMBERS, ORGANIZERS, AND ANY FUTURE LEGAL ENTITY, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICES. OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING UNDER THIS AGREEMENT SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES YOU HAVE PAID TO US IN THE SIX (6) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM. 10. Indemnification You agree to indemnify and hold harmless the Community, its organizers, members, and any future legal entity from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Services, your violation of this Agreement, or your violation of any law or the rights of a third party. 11. Miscellaneous Termination: We may terminate your access to the Services at any time, for any reason. Changes to Agreement: We may modify this Agreement at any time. Continued use of the Services after changes are posted constitutes your acceptance of the new terms. Assignment: We may assign this Agreement to a future legal entity. You may not assign your rights under this Agreement. Severability: If any part of this Agreement is found to be invalid, the remainder will remain in full force. Entire Agreement: This Agreement constitutes the entire understanding between you and the Community regarding the Services. Contact Us: If you have any questions, please contact us at: Support@Morafunding.com